The Barefoot Investor
If you're like most of us, you spend your whole damn life working for everyone else: the bank, your spouse, or your kids - it's rare that you carve out some time to stop and focus on the vitally important questions. You know, the one's that are critical, but not urgent, like: Why am I still in this job? Wasn't this supposed to be a stepping-stone? Why do some people seem to be doing better financially than me? Will I end up eating home-brand bangers and watching Family Feud in retirement? Am I on the right path? Together we're going to answer these questions. I'll give you a step-by-step plan that will clear away the cobwebs of doubt and give you clarity and confidence. But to get the most out of it, you need to do your part: sit uninterrupted in an easy chair, with a biro, a cuppa and a Tim Tam or two. To be truly happy you must be in control of your financial life - or lack of money will control you forever. So in this book, I'm going to step out my plan -- a plan that's allowed me to tread my own path, and will allow you to do so too. Over the years I've successfully taught this plan to thousands of people, from elite athletes to single mums on Centrelink. I'm confident it will work the same for you as it did for for them. I understand how busy life is. The average visitor to my website stays for around 2.38 minutes (or so my web geek tells me)...and I'm asking you to spend an afternoon with me?! So at the start of this journey together, I want to honour your commitment, and that's why I'll make this promise to you: You will be able to buy everything you need, while achieving your number one goal: whether that be dumping your debts, radically paying off your dream home, or retiring with dignity. You'll achieve it without using a strict budget, or living like your poor old Aunty Mavis. Above all, I'll give you the freedom to tread your own path. Sounds like bulldust, right? All I ask is that you keep an open mind. Read this book in your comfy chair, enjoy the bikkies, and follow all the instructions. Trust me on this: as you begin to see the plan working, your confidence will soar.
SCOTT PAPE is the Barefoot Investor. A fiercely independent investment advisor who, for over a decade, has reached millions of Australians through his newspaper columns, and on TV and radio. In 2014 he and his family lost everything in a bushfire...but what they did next--that's the real story.
About the author xiii Prelude: Living Barefoot xv The alpaca attitude xix Part 1: Plant Step 1: Schedule a Monthly Barefoot Date Night 4 Money talk is better with garlic bread and wine 7 Barefoot banking 13 The world s cheapest super fund 23 Your insurance sorted in one beer 37 How to live like a multimillionaire right now 47 Step 2: Set Up Your Buckets 58 The Serviette Strategy 61 Step 3: Domino Your Debts 76 Removing the brainwashing 79 Domino your debts (except your HECS-HELP and your home) 91 Part 2: Grow How to double your income 105 Step 4: Buy Your Home 116 How to buy your home in 20 months 119 Step 5: Supercharge Your Wealth 134 Should I buy an investment property? 137 Your Golden Ticket becoming an investor 145 The automatic millionaire how to put your investing on autopilot 159 How to be a hero investing for your kids (or grandkids) 171 Step 6: Boost Your Mojo to Three Months 182 The power of Mojo never worry about money again 185 Part 3: Harvest Step 7: Get the Banker off Your Back 194 The curious case of the postcode povvos 197 How to save $77 641 and wipe almost seven years off your mortgage 201 Step 8: Nail Your Retirement Number 210 The Donald Bradman Retirement Strategy why you don t need $1 million to retire 213 Finding your fi nancial advisor on Tinder 227 It s not about you a gift for your family 235 Step 9: Leave a Legacy 238 Building your legacy a very special Barefoot Date Night 241 Freedom starts today you don t have to wait ... 249 We ll meet again 253 Index 259